[EXAMPLE ONLY – Educational Template]

 

Disclaimer 

 

This page is provided as an educational example for online course creators. It does not constitute legal advice.

Every business operates under different laws and privacy requirements. You must update all placeholder details and, if necessary, consult a qualified legal professional before publishing this on your website.

 

Legal Terms and Policies

 

This page includes four key sections.

  • Privacy Policy

  • Terms of Service

  • Refund Policy

  • Contact Details

 

Scroll to each section below for details.

 

1. Privacy Policy

 

Last Updated: [Insert Date] 

 

[Your Business Name] (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal data. This policy explains how we collect, use, and safeguard your information when you visit our website or purchase our online courses.

 

1. Information We Collect

 

We may collect:

 

  • Personal details such as your name, email address, and payment information when you purchase a course.

  • Technical data such as your IP address, browser type, and browsing behavior through cookies or analytics tools.

 

 

2. How We Use Your Information

 

We use your information to:

 

  • Process payments and deliver course access

  • Send you course updates or support messages

  • Improve our programs and website performance

 

 

3. Data Sharing

 

We do not sell or rent personal information. We may share limited data with trusted third parties who help deliver our services such as payment processors, email providers, or hosting platforms.

 

 

4. Data Retention

 

We retain your personal data only as long as necessary to comply with legal or business obligations.

 

 

5. Your Rights

 

Depending on your jurisdiction, you may have rights to access, correct, or delete your personal information. To make a request, contact us at [Insert Contact Email].

 

 

6. Cookies

 

We use cookies to enhance user experience and track analytics. You may disable cookies in your browser settings.

 

 

7. Updates

 

We may occasionally update this policy. The most recent version will always be available on this page.

 

Contact: [Insert Business Email] | [Insert Business Address]

 


 

 

2. Terms of Service

 

Last Updated: [Insert Date] 

 

Welcome to [Your Business Name]. These Terms of Service (“Terms”) govern your use of our website and online courses. By purchasing or accessing our programs, you agree to these Terms.

 

1. Course Access

 

When you purchase a course, you receive a non-transferable, non-exclusive license for personal use only. You may not share, sell, or distribute course materials without written permission.

 

 

2. Payments

 

Payment is required in full at the time of purchase unless otherwise stated. By submitting payment, you authorize us and our payment processors to charge your chosen payment method for the agreed amount.

 

 

3. Refunds

 

Refunds are handled according to our Refund Policy below.

 

 

4. Intellectual Property

 

All course materials including videos, worksheets, text, and templates are the property of [Your Business Name]. Unauthorized use or reproduction is prohibited.

 

 

5. Disclaimer

 

Our courses are for educational purposes only. We make no guarantees about specific results or income. Your success depends on your own effort and application.

 

 

6. Limitation of Liability

 

We are not responsible for indirect, incidental, or consequential damages related to your use of our services. Our total liability shall not exceed the amount paid for the course in question.

 

 

7. Governing Law

 

These Terms are governed by the laws of [Insert Country or State], without regard to conflict-of-law principles.

 

 

8. Liability and Disclaimers

 

Delays or Errors 

If you experience technical issues or access errors, please contact our support team at [Insert Support Email].

 

Limitation of Liability 

To the maximum extent permitted by law, [Your Business Name], its owners, team members, and affiliates are not liable for any indirect, incidental, consequential, or special damages including loss of profits or data arising from your use of our website or courses.

 

In any case, our total liability shall not exceed the amount you paid for the course that gave rise to the claim.

 

Time Limitation on Claims 

Any claim or cause of action arising from these Terms must be filed within one year of the event giving rise to the claim, otherwise it is permanently barred.

 


 

 

3. Refund Policy

 

Last Updated: [Insert Date] 

 

We want every student to feel confident in their purchase. That’s why we offer a 30-Day Satisfaction Guarantee.

 

If you’ve watched the entire course and genuinely aren’t satisfied, we’ll issue a full refund — no hard feelings.

 

 

1. Eligibility for a Refund

 

To qualify, you must:

 

  • Submit your refund request within 30 days of purchase

  • Provide reasonable proof that you have watched all course videos or completed all modules, for example a screenshot of your progress dashboard

 

 

Refunds are issued in full and must be requested within the specified timeframe.

 

 

2. How to Request a Refund

 

Email [Insert Support Email] with:

 

  • Your full name and order date

  • Proof of completion such as screenshots showing 100 percent course completion

  • A short note about why the course didn’t meet your expectations

 

 

We’ll review your request and respond within [X] business days.

 

 

3. Non-Refundable Circumstances

 

Refunds will not be issued for:

 

  • Change of mind

  • Failure to access or complete the course within 30 days

  • Requests made outside the 30-day window

 

 

4. Digital Nature of Products

 

As our courses are digital and instantly accessible, you acknowledge that refunds are conditional upon course completion and are not guaranteed outside the specified timeframe.

 


 

 

4. Contact Details

 

 

[Your Business Name]

Website: [Insert Website URL]

Email: [Insert Support Email]

Business Address: [Insert Address or PO Box]

Operating Hours: [Insert Hours and Time Zone]

 

For customer support or technical issues, please email us directly. We aim to respond within [X] business days.